Getting Credit Used to be Hard, Until Now
The Payday Spot is a loan matching service dedicated to quickly connecting those with limited financial options to a convenient online cash advance. We understand that it can be hard to get funds quickly for emergency money needs, especially if you don′t have perfect credit. Our mission is to use the convenience of the internet to make your online cash advance experience as smooth and hassle-free as possible. And, most importantly, to connect you to the money you need, when you need it most.

Cash for Emergencies
Get up to $1,500.

Money When You Need It Most
Funds deposited the next day at no extra charge, if approved by 6pm Sydney Time Monday through Friday.

No-Hassle Online Application
In some cases, paperwork may be required.

Less-than-Perfect Credit? No Worries!
You can apply even with less-than-perfect credit, so stop worrying about your credit history.

24/7 Account Access
Our services are completely online, so you can request a cash advance at any time, day or night.

Easy Repayment
Funds are debited from your bank account on your next payday.